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Industry insights, best practices and thought leadership.
Industry Insights
Survey: Home Buyers Wanted Expanded Tax Credit in Federal Budget
For Canadian home buyers, the national stress test is likely one of the most reviled mortgage policy changes introduced in recent history....
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Industry Insights
Borrowers Will Enjoy Rate Relief in Early 2019: Bank of Canada
The Bank of Canada has kicked off the new year with a rate hold, opting to leave its trend-setting Overnight Interest Rate untouched at...
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Industry Insights
How the USMCA Will Lead to Higher Mortgage Rates
It was a long-fought battle, but trade relations between Canada and the U.S. are now on tentatively stable ground; in September, our two...
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Industry Insights
Interest Rates Are Rising: How Can Mortgage Pros Help?
The bar to borrow in Canada is on the rise again, as the Bank of Canada hiked its conventional five-year mortgage rate on May 10, to 5.3%...
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Industry Insights
How Do Canadian Borrowers Feel About B-20?
The Canadian housing market has now had a full quarter to absorb the impact from Guideline B-20. The new stress test, put in place by the...
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Industry Insights
2 Months Later: Has B-20 Cooled the Market?
In the last months of 2017, there was much commentary around pending Guideline B-20, a new set of federal mortgage affordability hurdles...
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